:root {
  --ink: #14201f;
  --muted: #5d6d69;
  --paper: #fbf7ef;
  --surface: #ffffff;
  --brand: #0f766e;
  --brand-dark: #0b534e;
  --accent: #f2b84b;
  --line: #e7ded0;
  --shadow: 0 24px 70px rgba(20, 32, 31, 0.14);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background:
    radial-gradient(circle at top left, rgba(242, 184, 75, 0.2), transparent 32rem),
    linear-gradient(180deg, #fffaf1 0%, #f7f1e7 100%);
  color: var(--ink);
  font-family: Inter, Arial, sans-serif;
  line-height: 1.6;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 1rem clamp(1rem, 4vw, 4rem);
  background: rgba(251, 247, 239, 0.9);
  border-bottom: 1px solid rgba(231, 222, 208, 0.85);
  backdrop-filter: blur(16px);
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.9rem;
  color: var(--ink);
  font-weight: 800;
  letter-spacing: -0.03em;
  text-decoration: none;
}

.brand img {
  width: 4.5rem;
  height: 4.5rem;
  border-radius: 1rem;
  object-fit: contain;
}

.site-nav {
  display: flex;
  gap: 0.5rem;
}

.site-nav a {
  padding: 0.65rem 0.9rem;
  border-radius: 999px;
  color: var(--muted);
  font-weight: 700;
  text-decoration: none;
}

.site-nav a:hover,
.site-nav a[aria-current="page"] {
  background: var(--surface);
  color: var(--brand-dark);
}

.hero,
.benefits,
.showcase,
.cta,
.process-section,
.reassurance-section,
.faq-section,
.insurer-prompt,
.insurer-hero,
.insurer-strip,
.insurer-layout,
.contact-hero {
  width: min(1120px, calc(100% - 2rem));
  margin: 0 auto;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(320px, 0.98fr);
  gap: clamp(2rem, 5vw, 4.5rem);
  align-items: center;
  padding: clamp(3.5rem, 9vw, 7rem) 0 4rem;
}

.eyebrow {
  margin: 0 0 0.85rem;
  color: var(--brand);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2 {
  line-height: 1.05;
  letter-spacing: -0.06em;
}

h1 {
  max-width: 11ch;
  margin-bottom: 1.2rem;
  font-size: clamp(3rem, 8vw, 5.8rem);
}

h2 {
  margin-bottom: 1rem;
  font-size: clamp(2rem, 4vw, 3.4rem);
}

h3 {
  margin-bottom: 0.55rem;
  font-size: 1.1rem;
}

.hero-copy,
.showcase-content p,
.contact-panel p,
.aside-card p,
.cta p {
  color: var(--muted);
  font-size: 1.05rem;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-top: 2rem;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 3rem;
  padding: 0.85rem 1.2rem;
  border-radius: 999px;
  font-weight: 800;
  text-decoration: none;
}

.button.primary {
  background: var(--brand);
  color: #fff;
  box-shadow: 0 14px 28px rgba(15, 118, 110, 0.22);
}

.button.primary:hover {
  background: var(--brand-dark);
}

.button.secondary {
  background: var(--surface);
  color: var(--brand-dark);
  border: 1px solid var(--line);
}

.button.ghost {
  background: rgba(15, 118, 110, 0.09);
  color: var(--brand-dark);
}

.hero-card,
.showcase-image,
.contact-aside {
  overflow: hidden;
  background: var(--surface);
  border: 1px solid rgba(231, 222, 208, 0.9);
  border-radius: 2rem;
  box-shadow: var(--shadow);
}

.hero-card {
  transform: rotate(1.5deg);
}

.feature-photo {
  transform: none;
}

.hero-card img,
.showcase-image img,
.contact-aside > img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.benefits {
  padding: 2rem 0 4.5rem;
}

.benefits > div:first-child,
.section-heading {
  max-width: 760px;
  margin-bottom: 1.5rem;
}

.section-heading p:last-child {
  color: var(--muted);
  font-size: 1.05rem;
}

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}

.benefit-card {
  min-height: 16rem;
  padding: 1.35rem;
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid rgba(231, 222, 208, 0.95);
  border-radius: 1.5rem;
}

.benefit-card span {
  display: inline-flex;
  margin-bottom: 3rem;
  color: var(--accent);
  font-weight: 800;
}

.benefit-card p {
  margin-bottom: 0;
  color: var(--muted);
}

.trust-points {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem;
  margin-top: 1.6rem;
}

.trust-points span {
  padding: 0.5rem 0.75rem;
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid var(--line);
  border-radius: 999px;
  color: var(--brand-dark);
  font-size: 0.86rem;
  font-weight: 800;
}

.process-section,
.reassurance-section,
.faq-section {
  padding: 1rem 0 4.5rem;
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 0.85rem;
}

.process-card,
.faq-grid article {
  padding: 1.2rem;
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid var(--line);
  border-radius: 1.4rem;
}

.process-card span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 2.25rem;
  height: 2.25rem;
  margin-bottom: 1.5rem;
  background: var(--brand);
  border-radius: 50%;
  color: #fff;
  font-weight: 800;
}

.process-card p,
.faq-grid p {
  margin-bottom: 0;
  color: var(--muted);
}

.compact-grid {
  grid-template-columns: repeat(4, 1fr);
}

.check-list {
  display: grid;
  gap: 0.8rem;
  margin: 1.2rem 0 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding-left: 1.8rem;
  color: var(--muted);
}

.check-list li::before {
  position: absolute;
  left: 0;
  top: 0.08rem;
  content: ">";
  color: var(--brand);
  font-weight: 800;
}

.split-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: clamp(1rem, 4vw, 3rem);
  padding: clamp(1.25rem, 3vw, 2rem);
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 1.75rem;
}

.faq-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
}

.insurer-prompt {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 1.5rem;
  align-items: center;
  margin-bottom: 4.5rem;
  padding: clamp(1.25rem, 3vw, 2rem);
  background: var(--surface);
  border: 1px solid var(--line);
  border-radius: 1.75rem;
  box-shadow: 0 18px 50px rgba(20, 32, 31, 0.09);
}

.insurer-prompt h2 {
  margin-bottom: 0.5rem;
  font-size: clamp(1.8rem, 3vw, 2.65rem);
}

.insurer-prompt p:last-child {
  margin-bottom: 0;
  color: var(--muted);
}

.insurer-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(320px, 0.98fr);
  gap: clamp(2rem, 5vw, 4.5rem);
  align-items: center;
  padding: clamp(3.5rem, 8vw, 6.5rem) 0 3rem;
}

.insurer-hero h1 {
  max-width: 11ch;
}

.insurer-strip {
  margin-bottom: 4.5rem;
  padding: clamp(1.5rem, 4vw, 2.5rem);
  background: var(--ink);
  border-radius: 1.75rem;
  color: #fff;
}

.insurer-strip p {
  max-width: 980px;
  margin: 0;
  font-size: clamp(1.25rem, 2.5vw, 2rem);
  font-weight: 800;
  line-height: 1.25;
  letter-spacing: -0.04em;
}

.insurer-benefits {
  padding-top: 0;
}

.insurer-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: clamp(1.5rem, 5vw, 4rem);
  align-items: center;
  padding: 0 0 5rem;
}

.showcase {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: clamp(1.5rem, 5vw, 4rem);
  align-items: center;
  padding: 1rem 0 5rem;
}

.showcase-image img {
  aspect-ratio: 4 / 3;
}

.text-link {
  color: var(--brand-dark);
  font-weight: 800;
  text-decoration-thickness: 0.15em;
  text-underline-offset: 0.25em;
}

.cta {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 1.25rem;
  align-items: center;
  margin-bottom: 4rem;
  padding: 1.25rem;
  background: var(--ink);
  border-radius: 1.75rem;
  color: #fff;
}

.cta img {
  width: 5.5rem;
  height: 5.5rem;
  border-radius: 1.2rem;
  object-fit: cover;
}

.cta h2 {
  margin-bottom: 0.25rem;
  font-size: clamp(1.6rem, 3vw, 2.35rem);
}

.cta p {
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.78);
}

.contact-hero {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(320px, 0.78fr);
  gap: clamp(1.5rem, 5vw, 4rem);
  align-items: start;
  padding: clamp(3.5rem, 8vw, 6.5rem) 0 5rem;
}

.contact-panel,
.quote-form {
  padding: clamp(1.5rem, 4vw, 3rem);
  background: rgba(255, 255, 255, 0.82);
  border: 1px solid var(--line);
  border-radius: 2rem;
}

.contact-panel h1 {
  max-width: 12ch;
}

.contact-details {
  margin-top: 2rem;
}

.contact-details p {
  margin-bottom: 0.55rem;
  color: var(--ink);
  font-size: clamp(1.1rem, 2vw, 1.35rem);
}

.contact-details a {
  color: var(--brand-dark);
  font-weight: 800;
  text-decoration-thickness: 0.12em;
  text-underline-offset: 0.2em;
  word-break: break-word;
}

.quote-form {
  display: grid;
  gap: 1rem;
  box-shadow: var(--shadow);
}

.quote-form label {
  display: grid;
  gap: 0.4rem;
  color: var(--ink);
  font-weight: 800;
}

.quote-form input,
.quote-form select,
.quote-form textarea {
  width: 100%;
  padding: 0.85rem 0.95rem;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 0.9rem;
  color: var(--ink);
  font: inherit;
}

.quote-form textarea {
  resize: vertical;
}

.hidden-field {
  display: none;
}

.contact-aside {
  display: grid;
  align-self: start;
}

.contact-aside > img {
  width: 100%;
  height: auto;
  min-height: 0;
  background: #f7f1e7;
  border-bottom: 1px solid var(--line);
  object-fit: contain;
}

.aside-card {
  padding: 1.5rem;
}

.aside-card h2 {
  font-size: 1.8rem;
}

.site-footer {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 1.5rem;
  padding: 1.5rem clamp(1rem, 4vw, 4rem);
  color: var(--muted);
  border-top: 1px solid var(--line);
}

.site-footer img {
  width: 4rem;
  height: 4rem;
  margin-bottom: 0.6rem;
  object-fit: contain;
}

.site-footer p {
  margin: 0 0 0.35rem;
}

.site-footer a {
  color: var(--brand-dark);
  font-weight: 700;
}

@media (max-width: 860px) {
  .site-header,
  .site-footer {
    align-items: flex-start;
  }

  .site-header {
    flex-direction: column;
  }

  .hero,
  .showcase,
  .insurer-prompt,
  .insurer-hero,
  .insurer-layout,
  .contact-hero {
    grid-template-columns: 1fr;
  }

  .hero-card {
    transform: none;
  }

  .benefit-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .process-grid,
  .compact-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .split-list,
  .faq-grid,
  .site-footer {
    grid-template-columns: 1fr;
  }

  .cta {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 560px) {
  .site-header {
    gap: 0.85rem;
    padding: 0.75rem 1rem;
  }

  .brand img {
    width: 3.75rem;
    height: 3.75rem;
  }

  .brand span {
    max-width: 12rem;
    line-height: 1.1;
  }

  .site-nav {
    flex-wrap: wrap;
    gap: 0.4rem;
    width: auto;
  }

  .site-nav a {
    flex: 0 0 auto;
    padding: 0.45rem 0.7rem;
    font-size: 0.88rem;
    text-align: center;
  }

  .hero {
    padding-top: 2.5rem;
  }

  .benefit-grid {
    grid-template-columns: 1fr;
  }

  .process-grid,
  .compact-grid,
  .faq-grid {
    grid-template-columns: 1fr;
  }

  .benefit-card {
    min-height: auto;
  }

  .benefit-card span {
    margin-bottom: 1.5rem;
  }
}